This Agreement is a legal agreement.

Terms and Conditions for Applying for a Loan Loan applicants who have expressed their intention to apply for a loan with

AB FINANCE LLP(hereinafter referred to as the “Company”) agrees to be bound by and abide by the Agreement Conditions for applying for a loan (hereinafter referred to as “This Agreement”) with the following companies:

1. The applicant acknowledges that This agreement is the main agreement for applying for various types of loans with the Company, whereby the Company will notify the results of credit approval. Type of loan, credit limit and any other details related to the use of credit to the credit applicant in accordance with the methods and channels specified by the company.

2. In case the company approves the loan and informs details and conditions (if any) to the loan applicant The loan applicant must confirm the acceptance of the loan according to the type of loan approved by the company and enter into a loan agreement request. and/or any other documents in the form and methods specified by the Company and the borrower must comply with the terms and conditions for for each type of loan application Notices related to each type of loan (if any), including rules and conditions. and/or agreements related to each type of credit that the Company has changed in the future and which the Company will notify from time to time This Agreement shall also be deemed to be part of each loan application and loan agreement.

3. The applicant certifies that information and details provided in the loan application and documents that form part of or accompanying the loan application and all that has been given to the Company is correct, complete and true in all respects. The loan applicant agrees to deliver documents related to the loan application. and additional documents as requested by the Company in the future (if any). The company can file a legal action.

4. The applicant acknowledges and agrees that Consideration and approval of each type of credit to the credit applicant is at the company's sole discretion. The company will determine credit limit interest rate Loan repayment terms and other conditions which will be considered according to the criteria how to consider credit and general rules or regulations related to the Company

5. The loan applicant agrees to pay fees, service fees and other expenses. related to applying for credit as announced by the company

6. From the results of the approval of the bank If each borrower is not convenient to use the securities as collateral with the lender company. Lenders are therefore at risk of lending to borrowers. "Borrowers" therefore need to be checked for financial liquidity. By collecting a guarantee for the credit line of approximately 10% - 20% of the loan amount (depending on the credit department to consider again) to create a credit history for repayment personal loan with the company

I have read and agreed to sign the personal credit contract, power of attorney and a personal credit report to send loan-related information to the financial credit database.